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GOP Set to Begin Chipping Away at Mortgage Giants

GOP Set to Begin Chipping Away at Mortgage Giants
March 14, 2011, Wall Street Journal

Republican lawmakers are preparing this week to introduce a series of legislative proposals to gradually reduce the role of Fannie Mae and Freddie Mac. The effort represents a tactical shift from the comprehensive approach for a speedier wind-down of the mortgage-finance giants that Republicans backed during last year's negotiations on the Dodd-Frank Act. Some of these ideas were embraced by the White House in its "white paper" released last month on the future of housing finance.


Bank of America Unit Tried to Hide Foreclosure Information, Hackers Say
March 14, 2011, New York Times

A hacker organization known as Anonymous released a series of e-mails on Monday provided by a former Bank of America employee who claims they show how a division of the bank sought to hide information on foreclosures. The bank unit, Balboa Insurance, was acquired by Bank of America when it bought the mortgage lender Countrywide Financial in 2008.


California Assoc. of Realtors Push for Easier Short Sales
March 10, 2011, Los Angeles Times

Even as home seizures stall nationally with big banks facing a potential overhaul of the foreclosure system, California’s real estate agents want to see an alternative to foreclosure made simpler. The short sale, in which a lender allows a borrower to sell their property for less than what is owed, remains doggedly difficult to do, the California Assn. of Realtors contends in an open letter published Thursday in seven major California newspapers, including the Los Angeles Times.


`Dozen' States Don't Back Foreclosure Plan
March 11, 2011, Bloomberg

Virginia is among “at least a dozen” U.S. states that don’t back a proposal submitted last week to resolve a nationwide probe of foreclosure and mortgage- servicing practices, Virginia Attorney General Kenneth Cuccinelli said. There isn’t consensus among all 50 state attorneys general about the terms of the settlement proposed to U.S. banks, Cuccinelli, a Republican, said today in a telephone interview.

Posted: Mon, March 14 2011 9:40 AM by Octavion

Comments

Rosa said:

Two days before csoling, the bank foreclosed on it instead! Now why on earth would they do that? You would think they’d take the sure sale over the effort and uncertainty of selling a foreclosed house. Maybe the seller had a fair bit of equity in the house and it was more profitable for the bank to steal it…Sounds fishy.The bank doesn't just decide to wander over to the house and take it.  If I recall, PA is a judicial foreclosure state.  Therefore, these actions would have been scheduled and made public MONTHS before they actually took place.  They don't have the ability to simply seize the property at will, whenever they see fit.Everyone would have known the date of the foreclosure auction.In addition, title search would have identified the lis pendens, default notices and perhaps even the Notice to Sell (depending on timing) on the property as well, so everyone would have known the property was heading into foreclosure.The  owners  must have known, they'd have to be oblivious to everything not to.  Also, if they knew they had a deal in the works, why didn't they approach the court to postpone?  No judge would turn them away if they had an executed sales contract in their possession.Was this some kind of cash deal, sans title insurance, sans lender?Hell, did the foreclosure already take place, and the sellers not even have equitable title to the property anymore?Too fishy.

# March 10, 2012 12:53 PM

Keys said:

Keep these articles comnig as they've opened many new doors for me.

# March 12, 2012 9:32 PM
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