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2009 foreclosures hit record high

2009 foreclosures hit record high
MarketWatch

CHICAGO — The number of U.S. residential properties receiving at least one foreclosure filing jumped 21% in 2009 to a record 2.82 million, RealtyTrac, an online foreclosure marketplace, reported Thursday.

The report also showed that 2.21% of all U.S. housing units (1 in 45) received at least one foreclosure filing during the year, up from 1.84% in 2008, 1.03% in 2007 and 0.58% in 2006.

Bank of America to release homes
Las Vegas Review Journal

Bank of America expects to release about 6,000 foreclosed properties into the Nevada housing market in 2010, or about 500 a month, an executive with the bank said Wednesday.

It's part of the so-called "phantom inventory" of foreclosed homes being held by banks as they work out loan modifications and negotiate short sales, two of the more desirable alternatives to foreclosure.

Valley foreclosures set record in 2009
East Valley Tribune

Last year was a record year for residential foreclosures in the Valley as more homeowners pressured by job losses fell behind on their mortgage payments, according to a report from the W.P. Carey School of Business at Arizona State University.

About 41,000 single-family homes were foreclosed on in 2009 in Maricopa County, beating 2008's previous high of 34,960, said Jay Butler, associate professor of real estate, who follows foreclosures in his monthly Realty Studies reports. Condominium foreclosures also set a record with 5,065 during the year, he said.

Holiday moratoriums slowed California foreclosures in December
Los Angeles Times

Foreclosure activity in California took a steep dive in December, a report shows, but the decline had more to do with holiday forbearance than economic improvement.

Notices of default dropped 17.5% compared with November, according to the report by ForeclosureRadar.com. The number of homes seized by lenders dropped 12%, and the number of homes sold to third parties declined 28.9%.

Inland hotel foreclosures rise
The Press-Enterprise

The Inland region led the state in hotel foreclosures last year, according to a year-end study by hotel brokerage and research firm Atlas Hospitality Group in Irvine.

In Riverside County, there were 10 hotel foreclosures and 22 defaults. In San Bernardino County, there were seven hotel foreclosures and 29 defaults. Some properties remain open.

Posted: Thu, January 14 2010 8:58 AM by joelc

Comments

B.K. Milton said:

I live in So. Ca., Riverside County.  My mortgage documents include three forgeries of my name.  It has taken me over a year of asking by phone a copy of my mortgage papers.  I'm able to make the interest payments for this loan, a 7/1 ARM at 51/2 %.  I've notified Indy Mac now One West Bank and sent backup to substantiate my claim.  Also, I sent to Rod Pacheco, District Attorney of Riverside County and Edmund Brown, Jr., Ca. Attorney General.  I cannot afford an attorney for I'm a retired school teacher with a fixed income and barely enough in savings to cover four months of expenses.  No one has responded and it's been since Dec. 1 when all was mailed certified.  With deep reservation and ethical regret, I skipped my January 2010 mortgage payment in order to send a message.  I was told by the bank the result of their research would be forthcoming Feb. 11.  All three credit agencies have been notified of the forgeries on my mortgage with One West Bank.

I feel so alone and uncertain in this nightmare.  I have no family support in California and desperately need advice, guidance and direction.  Am I at the mercy of the bank?  Is it possible for me to obtain a new mortgage now at market value?  Should I go ahead and contact one of the many Mortgage Modification agencies that advertise?  Should I pay the January statement with late penalty?  HELP!

# January 23, 2010 2:13 PM
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